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No-Fault insurance must be maintained on all passenger cars and trucks throughout the vehicles registration period if: The owner/operator is a resident; The This policy helps protect you in case of an accident while on the job. You May Need a Commercial Auto Insurance Policy If You: Transport goods or people for a fee in your vehicle Conduct a service with your vehicle Need higher limits of liability because of the nature of your work Haul a considerable weight in tools or equipment or towing a trailer used to conduct your business in your vehicle **. Insurance from a rental car agency is a type of temporary or short-term car insurance policy, but it usually is pretty costly, as much as $15 a day. As the name implies, temporary auto insurance is a policy designed to be in force for a short period of time and for a certain occasion. If youre looking for short-term business car insurance, our temporary cover could be exactly what you need. Meridian Insurance. (801) 375-8080. 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